Verification File

How every property gets verified before it reaches you.

Five checks. One file per property. No exceptions. Here is exactly what we look at — and exactly what gets a listing declined.

File No. TRG–VP–2026

RERA ID

ENCUMBRANCE

VERIFIED · VERIFIEDTHE REAL ESTATE GURU

The Checklist

What is in the file

The required documents differ for residential and commercial properties. Every item below is checked before a listing goes live — not after a buyer asks.

Section 01Title & Ownership

Sale Deed / Title Deed

DOC.01

Establishes who legally owns the property today.

Mother Deed

DOC.02

Traces ownership back through prior transfers to rule out gaps in the chain.

Encumbrance Certificate

DOC.03

Confirms the property carries no loan, mortgage, or legal claim against it.

Khata / Property Tax Receipts

DOC.04

Confirms the property is recorded with the local authority and taxes are current.

Section 02Regulatory Approvals

RERA Registration Certificate

DOC.08

Confirms the project is registered with the state regulator, as the law requires.

Building Plan Sanction

DOC.09

The layout the authority actually approved — checked against what has been built.

Completion / Occupancy Certificate

DOC.10

Confirms the authority signed off that construction matches the sanctioned plan and is fit to occupy.

Conversion Certificate (if applicable)

DOC.11

Confirms agricultural or other land was formally converted for residential use.

Section 03Transaction Record

Allotment Letter

DOC.05

The developer's original written offer — the starting point of the ownership chain.

Payment Receipts

DOC.06

A paper trail matching what was actually paid against what was owed.

Registered Sale Deed

DOC.07

The final, government-registered transfer document — legal proof of sale.

The Process

Four checks. Then a fork.

Each check has to clear before the next one starts. What happens at the end depends entirely on what the first four turned up — not on anything else.

01

Document Intake

We collect the complete file from the promoter or owner. Nothing gets reviewed from a partial set.

02

Authority Cross-Check

Every RERA, GDA, and municipal registration number is checked directly against the government record — not taken at face value.

03

Legal Read

The encumbrance certificate and title chain are reviewed for disputes, liens, or breaks in ownership.

04

Site-to-Paper Match

The sanctioned building plan is compared against what has actually been constructed on site.

Do the documents verify?

Listed

All four checks clear.

Declined

Any single check fails.

When We Say No

A property is declined — not listed with a caveat.

If we find any of the following, the property does not go live. There is no partial listing, no disclaimer, no exception.

Mismatched building plan

What has been built does not match what the authority approved.

No occupancy certificate on an occupied building

The building is in use without formal sign-off that it is fit to occupy.

Lapsed, suspended, or missing RERA registration

The project is not currently in good standing with the regulator.

A break or dispute in the title chain

Ownership history does not trace cleanly, or is contested.

An active lien on the encumbrance certificate

The property is still tied to an outstanding loan or legal claim.

Every listing on this site has cleared this file.

Browse Verified Listings

This process is one part of your due diligence, not a replacement for it. We encourage every buyer to verify documents independently before making a decision.